Who do you love?

You'd do anything to protect your family from harm. But what if something happens to you? Or your spouse? Nothing can truly replace the loss of a life. But with life insurance, your love will live on — by helping to provide your familv with a solid future.

How Life Insurance Works

Life insurance gives your loved ones financial security after you're gone. You pay a monthly premium, and if the unexpected happens, your beneficiaries receive a death benefit to help them pay for funeral expenses, mortgage, college tuition or retirement.

HOW MUCH IS ENOUGH?

The most important thing to think about is how much income your loved ones would need to remain financially stable without your income. Many employers offer life insurance plans, but they are usually not enough. You may want to buy another policy to supplement what you have.

IS IT AFFORDABLE?

Your premium will depend on a range of factors including your age and how much coverage you want. Different life insurance products have different fees and/or charges. If you're looking for cost-effective insurance, Jit you may want to start with a term life policy and then move to a permanent policy once you're more financially stable.

Choose a policy that's right for you

TERM

Term is usually less expensive because it only covers a set amount of time — such as 10, 20 or 30 years. You choose the amount of time and the amount your policy is worth. Then, your beneficiary receives a lump-sum payment if you die before that term is over. You can usually convert your term policy to a permanent policy without having to get another medical checkup.

PERMANENT

A permanent life insurance policy is just that — permanent. It is designed to last your lifetime with regular, annual premium payments. These premiums are typically higher than term, but that is because you are also accumulating cash value in your policy in addition to the death benefit protection. Contact your Allstate agency to learn more about the benefits of building cash value and which type of life insurance is right for you.

"My kids MEAN THE WORLD to me."

"I want a financial company I can COUNT ON."

With more than 75 years of experience, the Allstate family of companies has a strong tradition of being there when people need us. Today we offer innovative solutions and professional assistance to help you protect your family and achieve your lifelong dreams. With Allstate, you can feel better protected and more in control of your future than ever before.

Is your financial security in 'Good Hands' ?

You're in good hands

This material is intended for general educational purposes only. Life insurance and annuities issued by Allstate Life Insurance Company: Northbrook, IL and Lincoln Benefit Life Company: Lincoln, NE. In New York. Allstate Life Insurance Company of New York: Hauppauge, NY. Property and casualty insurance products issued by Allstate Fire and Casualty Insurance Company, Allstate Indemnity Company, Allstate Insurance Company, Allstate Property and Casualty Insurance Company: Northbrook, IL ©2007 Allstate Insurance Company,

Your family

Why you need life insurance

PAULA WASHINGTON AGENCY
14029 W NEWBERRY RD
(352) 333-8556 TOLL FREE: 1-877-333-8577

Located in the Fletcher Center - Jonesville
My toll free number is: 1-877-333-8577
Local Phone: (352) 333-8556